Estimate your federal tax refund or amount owed for 2025.
Estimated federal tax refund or amount owed for 2025.
Taxable Income = Gross Income - Standard Deduction
Tax Owed = Apply 2025 Tax Brackets to Taxable Income
Refund = Taxes Withheld - Tax Owed
Uses approximate 2025 IRS tax brackets and standard deductions.
Your tax refund depends on your income, filing status, and how much tax was withheld from your paychecks. This calculator uses 2025 standard deductions and tax brackets to estimate your federal tax liability, then compares it to your withheld taxes.
| Rate | Single | Married Joint |
|---|---|---|
| 10% | $0-$11,600 | $0-$23,200 |
| 12% | $11,601-$47,150 | $23,201-$94,300 |
| 22% | $47,151-$100,525 | $94,301-$201,050 |
Pair this with our Mortgage Calculator or Compound Interest Calculator for broader financial planning. Learn more at IRS.gov.