Net Worth Calculator

Calculate your total assets minus liabilities to find your net worth.

Net Worth Calculator Overview

Inputs:

Cash and Savings
Investments
Property Value
Total Debts

Output:

Your net worth in dollars.

Formula:

Net Worth = (Cash + Investments + Property) - Debts

A positive net worth indicates financial stability; a negative one suggests more debt than assets.

Understanding Net Worth

What is Net Worth?

Net worth measures your financial health by subtracting what you owe (liabilities) from what you own (assets). It’s a snapshot of your wealth at a given moment.

Assets: Cash, stocks, real estate, etc.
Liabilities: Loans, mortgages, credit card debt, etc.
Goal: Grow your net worth over time.

Why It Matters

Tracking net worth helps you set financial goals, plan for retirement, or assess debt reduction progress. Use it alongside our Tax Refund Calculator or Retirement Savings Calculator.

Frequently Asked Questions

Net worth is the total value of your assets (what you own) minus your liabilities (what you owe). It’s a key indicator of financial health.

Assets include cash, savings, investments, property, and other valuables you own.

Liabilities include debts like mortgages, car loans, credit card balances, and student loans.

Tracking net worth helps you monitor financial progress, set goals, and make informed money decisions.

Check it quarterly or annually to see how your finances are trending over time.

Net Worth Calculator

Your Net Worth: